HELOC and Second Mortgages

Home Equity Line of Credit (HELOC)

What is a HELOC? It is a revolving line of credit based on the equity in your primary residence. This loan can be secured by a first or second mortgage on your primary residence within the Bay Bank lending area.

Features of our HELOC program include:

• Automatic payments from a checking account available
• Checks for borrowers to withdraw funds as needed (amounts of $500 or more)
• Variable rate

Second Mortgages

Are you looking to buy a vehicle, make home improvements or consolidate debts? A second mortgage may be of help if you are a homeowner.

For eligible borrowers, we offer a second mortgage on your primary residence within the Bay Bank lending area. This loan is secured by a primary residence and subject to the equity in the residence. Fixed and variable terms and rates are available.

Get Started

Call or email a mortgage lender to learn more and start the process of HELOC or obtaining a second mortgage.