At Bay Bank, we make dreams become reality! If it’s a home you are looking to purchase, let us assist you by offering a free pre-approval. In today’s fast pace purchase market, a mortgage loan pre-approval can be the difference between you and someone else getting the home you always wanted. If you are in the market to build, make improvements, or consolidate debts, we have a variety of mortgage loans available to fit your needs:
  • Fixed and Variable rates
  • No prepayment penalties
  • Lot loans
  • Construction Loans
  • Investment property loans (1-4 units)
  • Cash-out refinances
  • Rate/Term refinances
  • 2nd mortgage loans
  • Jumbo loans
  • 2nd home purchase loans
  • WHEDA Loans
  • HUD Section 184 Indian Housing Loan Guarantee Program
  • Down Payment Plus Grants for up to $4000 for income qualified borrowers

Conventional mortgages are underwritten and serviced locally! Contact one of our mortgage specialists for details.

Bay Bank is a locally owned independent bank. We still believe that customers are not just numbers. If you like banking with a person rather than a recording, then Bay Bank is for you! We strive to provide fast, friendly, and professional service. Contact us today to see what we can do for you!

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Email us at baybank@baybankgb.com or call 920-490-7600
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