Personal Loans

Bay Bank's full-service loan department has the loan product to fit your personal needs. We offer competitive fixed rates, flexible terms and all loan decisions are made locally.

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Auto Loans

New or used vehicle loans at competitive rates.

Recreation Vehicle Loans

If you are in the market to purchase a motorcycle, boat, snowmobile or an ATV, we may have the loan that’s right for you.

Lending Calculators


Personal Reserve Line of Credit (Overdraft Protection)

Prevent the inconvenience of checks returned for insufficient funds with our personal reserve accounts (Overdraft Protection). It is great tool for someone who has a lot of deposit and withdrawal activity and a constantly changing balance.

Certificate of Deposit Loans

Use your Bay Bank Certificate of Deposit to obtain a loan.

Signature Loans

Whether you want to consolidate your credit card debt or just need some extra money, we have a loan to meet your needs. We offer personal loans with a choice of terms in varying amounts.

Credit Cards

Bay Bank offers Visa ® Credit Cards with competitive rates.


Get Started

Bay Bank may have the loan that's right for you! Call today to discuss your options for your loan needs, or click to apply now!

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