Personal Loans

Bay Bank's full service loan department has the loan product to fit your personal needs. We offer competitive fixed rates, flexible terms, and all loan decisions are made locally. If you are in the market to purchase a new or used vehicle, motorcycle, or recreation vehicle or if you are planning your next vacation, Bay Bank may have the loan that's right for you!

Contact a Personal Banker today to discuss your options for your loan needs!

  • Auto Loans
  • Recreation Vehicle (motorcycles, boats, snowmobiles, ATV, etc.)
  • Personal Reserve Line of Credit (overdraft protection)
  • Certificate of Deposit Loans
  • Signature Loans
  • Credit Cards

Click Here to see Loan Rates. 


Dan Christjohn Jr.
Personal Banker

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