Commercial Loan Officer
We are seeking a motivated Commercial Loan Officer to join our growing team. If you have a passion for helping businesses achieve their financial goals, this opportunity is for you. Join us and make a meaningful impact by delivering tailored lending solutions and building strong relationships within our communities
Responsibilities:
Business Development
- Develop and maintain relationships with local businesses to identify and pursue lending and deposit growth opportunities.
- Cultivate a referral network through relationships with area business professionals.
- Actively engage in networking events and community activities to promote the bank’s services.
Loan Origination and Underwriting
- Analyze loan applications, review financial statements, and assess creditworthiness.
- Structure loans with appropriate terms and prepare proposals for approval.
Portfolio Management
- Monitor and manage a portfolio of loans to ensure compliance and performance.
- Collaborate with clients to address challenges and explore restructuring options when necessary.
Compliance and Reporting
- Ensure all loan activities align with the bank’s policies and regulatory requirements.
- Maintain accurate documentation and provide regular reports to management.
Client Support
- Serve as a trusted advisor, offering tailored financial products and services.
- Work closely with other departments to provide comprehensive banking solutions.
Requirements:
Education
- Bachelor’s degree in Finance, Accounting, Business or equivalent combination of education and experience
- Specialized training in lending and/or credit analysis
Experience
- A minimum of 3+ years commercial lending and/or credit analysis experience
Other Skills and Abilities
- Strong financial analysis and credit evaluation skills
- Excellent communication and interpersonal skills
- Excellent written communication skills
- Positive and cooperative approach when working with others
- Knowledge of lending regulations and policies
- Problem-solving abilities
- Business development/sales skills
Apply now and be a part of our dedicated team of professionals!
To apply, please submit your resume to Baybank@baybankgb.com