Community Reinvestment Act (CRA)

We Stand for Your Future, Every Step of the Way.

Bay Bank is committed to serving the financial, credit, and service needs of the entire community we serve, including low- to moderate-income individuals and families. Guided by the principles of the Community Reinvestment Act, our mission is to foster meaningful relationships that strengthen neighborhoods and create opportunities for economic growth. We actively work to provide access to affordable housing, small business lending, and community development initiatives that help build a sustainable future for all.