CDs & IRAs

CDs and IRAs are a great way to earn interest and grow your money securely with FDIC insurance.


Certificates of Deposit (CDs)

Make the most of your savings with an FDIC-insured Certificate of Deposit. We have a variety of terms starting at 91 days and up to 5 years. The minimum opening deposit is $500 with competitive interest rates. We offer a Grow CD for account holders younger than 18 years of age. The minimum opening deposit for a Grow CD is $50 with a term of 182 days and daily deposits are allowed.

Individual Retirement Accounts (IRAs)

Bay Bank offers both traditional and Roth IRA plans with CD rate investment options. Investing in an IRA can help you prepare for the next phase of your life.

Get Started

Please call a personal banker to get more information and current rates.

Contact Us



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