Savings Accounts

 

At Bay Bank, we believe it is never too late to save for your future. Our flexible accounts offer low balance requirements and no-hassle transfers, which makes saving easy and affordable.  As a community bank, we work with you to understand your needs and offer you the benefits of the personal service you deserve.

All personal savings accounts include:

  • Online Banking
  • Free eStatements
  • Mobile App
Compare Our Personal Savings Accounts
ProductRegular Savings

Direct Deposit Savings

Holiday SavingsMoney Market
Key Features

Bay Bank ATM Card 

  • Direct Deposit Required
  • Bay Bank ATM Card

Withdrawals allowed in June & November

 
Interest Interest bearing Interest bearing Interest bearing Competitive interest rates
Minimum to Open $200 Minimum Opening Deposit $20 Minimum Opening Deposit $25 Minimum Opening Deposit $1,000 Minimum Opening Deposit

Minimum Balance
Requirement

$200 Minimum balance $20 Minimum balance $0 $1,000 Minimum balance
Unlimited ATM Transactions at Bay Bank ATMs X X X X

Service Charge

  • $2 monthly service charge if minimum balance is not maintained
  • $2 monthly service charge if minimum balance is not maintained
  • $20 fee for withdrawal in any month not June and November
  • $10 monthly service charge if minimum balance is not maintained

 

 

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